Limitation periods in Poland

If the creditor is in possession of a claim against a Polish debtor, it is necessary to check whether the limitation of claim is not applicable in the case. If the creditor’s actions in order to recover a debt in Poland are being started too late, the debtor is able to defend himself with a plea of limitation of the claim, which may deprive the creditor of the possibility of further pursuing the claim. 
It is therefore necessary to initiate debt collection proceedings against the debtor before the claim is statute-barred. The general rule according to the Polish Civil Code indicates the general limitation period as 6 years. This period is calculated starting from the day where the claim is due. This is however a general rule and there are shorter limitation periods in relation to financial claims.